EMEKL\u0130 AYLI\u011eINI Y\u00dcKSELTMEK \u0130\u00c7\u0130N BOR\u00c7LANMA YAPILMALI MI? EYT\u2019den emeklili\u011fe hak kazand\u0131m. Maalesef k\u00f6k maa\u015f\u0131m 16.200 TL g\u00f6r\u00fcn\u00fcyor. 1997-1999 y\u0131llar\u0131nda 18 ay askerlik yapt\u0131m. Askerlik s\u00fcremi tavandan bor\u00e7lansam emekli ayl\u0131\u011f\u0131m artar m\u0131? (Sadullah \u00d6.) SORULARINIZ \u0130\u00c7\u0130N: akivanc@haberturk.com Yeni y\u0131lda k\u00f6k ayl\u0131\u011f\u0131n\u0131z\u0131n yakla\u015f\u0131k 18 bin lira olaca\u011f\u0131 g\u00f6r\u00fcl\u00fcyor. TBMM\u2019ye sunulan kanun teklifi ile en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131 20 bin lira olacak. Bug\u00fcn emekli olsan\u0131z 20 bin lira emekli ayl\u0131\u011f\u0131 ba\u011flanacak. REKLAM Prim g\u00fcn\u00fcn\u00fcz eksik olsayd\u0131 veya EYT\u2019den yararlanamay\u0131p askerlik bor\u00e7lanmas\u0131 ile sigorta ba\u015flang\u0131c\u0131n\u0131 \u00f6ne \u00e7ekerek EYT kapsam\u0131na girecek olsayd\u0131n\u0131z hi\u00e7 d\u00fc\u015f\u00fcnmeden askerlik bor\u00e7lanmas\u0131 yapman\u0131z\u0131 tavsiye ederdim. Ama sizin i\u00e7in bu ikisi de s\u00f6z konusu de\u011fil. Emekli ayl\u0131\u011f\u0131n\u0131 art\u0131rmak i\u00e7in askerlik veya do\u011fum bor\u00e7lanmas\u0131 yapmak isteyenlerden zaman zaman sizinki gibi mesajlar geliyor. Hizmet bor\u00e7lanmas\u0131 yaparken katlan\u0131lan maliyet ile elde edilecek faydan\u0131n kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131 gerekir. Bu y\u0131l\u0131n ba\u015f\u0131ndan itibaren askerlik bor\u00e7lanmas\u0131 maliyeti artt\u0131. Daha \u00f6nce bir g\u00fcnl\u00fck bor\u00e7lanma i\u00e7in g\u00fcnl\u00fck asgari \u00fccretin y\u00fczde 32\u2019si oran\u0131nda bor\u00e7lanmak yeterli iken art\u0131k y\u00fczde 45\u2019i oran\u0131nda prim \u00f6demek gerekiyor. Buna g\u00f6re, 540 g\u00fcnl\u00fck askerlik bor\u00e7lanmas\u0131n\u0131 asgari \u00fccret \u00fczerinden yapt\u0131\u011f\u0131n\u0131zda bile 267 bin 543 lira \u00f6deyeceksiniz. Asgari \u00fccretin iki kat\u0131 kazan\u00e7 \u00fczerinden bor\u00e7lan\u0131rsan\u0131z bor\u00e7lanma maliyetiniz 535 bin 86 TL\u2019ye \u00e7\u0131kacak. \u015eu an i\u00e7in k\u00f6k ayl\u0131\u011f\u0131n\u0131z\u0131n \u00fczerine 2 bin lira ilave edildi\u011fi i\u00e7in 20 bin lira alacaks\u0131n\u0131z. Bu tutar\u0131n \u00fczerine \u00f6yle bir emekli ayl\u0131\u011f\u0131 art\u0131\u015f\u0131 elde etmelisiniz ki yapaca\u011f\u0131n\u0131z bor\u00e7lanma maliyetini 5-6 y\u0131lda amorti etti\u011finde kazan\u00e7l\u0131 \u00e7\u0131kas\u0131n\u0131z. B\u00f6yle bir emekli ayl\u0131\u011f\u0131 art\u0131\u015f\u0131 maalesef olmuyor. REKLAM \u00d6dedi\u011finiz paraya kar\u015f\u0131l\u0131k yapt\u0131\u011f\u0131n\u0131z askerlik bor\u00e7lanmas\u0131n\u0131n emekli ayl\u0131\u011f\u0131n\u0131za katk\u0131 yapaca\u011f\u0131 kesin de de\u011fil. \u00c7\u00fcnk\u00fc 2000 \u00f6ncesi, 2000 \u2013 2008 aras\u0131 ve 2008 sonras\u0131ndaki \u00e7al\u0131\u015fma s\u00fcrenize ve bildirilen kazan\u00e7 tutar\u0131na ba\u011fl\u0131 olarak askerlik bor\u00e7lanmas\u0131n\u0131n emekli ayl\u0131\u011f\u0131na katk\u0131s\u0131 farkl\u0131 olur. Baz\u0131 durumlarda hi\u00e7 ayl\u0131\u011f\u0131 art\u0131rmad\u0131\u011f\u0131 gibi, azaltt\u0131\u011f\u0131 da g\u00f6r\u00fclebiliyor. Sonu\u00e7 olarak, emekli ayl\u0131\u011f\u0131n\u0131 art\u0131rmak i\u00e7in askerlik veya do\u011fum bor\u00e7lanmas\u0131 yapmak \u00e7o\u011funlukla avantaj sa\u011flamad\u0131\u011f\u0131 gibi elde edilen art\u0131\u015f katlan\u0131lan maliyete de\u011fmiyor. Prim g\u00fcn\u00fc eksik de\u011filse, bor\u00e7lanma dolay\u0131s\u0131yla daha erken emekli olma hakk\u0131 do\u011fmuyorsa askerlik veya do\u011fum bor\u00e7lanmas\u0131 yap\u0131lmas\u0131 gereksiz. \u0130\u015eVEREN SGK\u2019NIN VERD\u0130\u011e\u0130 \u0130\u015e G\u00d6REMEZL\u0130K \u00d6DENE\u011e\u0130N\u0130 \u0130\u015e\u00c7\u0130DEN \u0130STEYEB\u0130L\u0130R M\u0130? \u0130\u015f yerinde bardak y\u0131karken elimi kesti\u011fim i\u00e7in i\u015f kazas\u0131 olarak ge\u00e7ti. Hastanede rapor verildi. SGK taraf\u0131ndan hesab\u0131ma 7000 TL yat\u0131r\u0131ld\u0131. Raporlu oldu\u011fum s\u00fcre i\u00e7inde yol ve yemek paras\u0131 kesildi. \u0130\u015f yerimden paray\u0131 iade etmem istendi\u011fi i\u00e7in iade ettim. \u0130\u015fverenin b\u00f6yle bir hakk\u0131 var m\u0131, iade etmek zorunda m\u0131y\u0131z? (H.H.) \u0130\u015f\u00e7inin raporlu oldu\u011fu g\u00fcnlerde i\u015fverenin \u00fccret \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunmuyor. Raporlu olunan d\u00f6nemde sadece Sosyal G\u00fcvenlik Kurumu ge\u00e7ici i\u015f g\u00f6remezlik \u00f6dene\u011fi verir. \u00d6denek tutar\u0131 ayakta tedavide g\u00fcnl\u00fck prime esas kazanc\u0131n 3\u2019te 2\u2019si, yatarak tedavide ise yar\u0131s\u0131 oran\u0131ndad\u0131r. REKLAM Kural b\u00f6yle olmakla birlikte kimi i\u015fletmelerde i\u015fverenin, raporlu oldu\u011fu d\u00f6nemde i\u015f\u00e7iye \u00fccret \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc olmamas\u0131na kar\u015f\u0131n, i\u015f\u00e7isini ma\u011fdur etmemek i\u00e7in \u00fccretini \u00f6dedi\u011fi g\u00f6r\u00fcl\u00fcyor. Yol ve yemek paras\u0131 \u00e7al\u0131\u015fmaya ba\u011fl\u0131 \u00f6deme oldu\u011fu i\u00e7in kesilmesi normaldir. \u0130\u015fvereniniz raporlu oldu\u011funuz d\u00f6nemde \u00fccretinizi \u00f6dedi ise SGK taraf\u0131ndan verilen ge\u00e7ici i\u015f g\u00f6remezlik \u00f6dene\u011fini sizden isteyebilir. Aksi takdirde isteyemez. EYT\u2019L\u0130 KADIN MEMURUN EMEKL\u0130L\u0130K KO\u015eULLARI NED\u0130R? SSK\u2019l\u0131 \u00e7al\u0131\u015fmaya 05.07.1999 tarihinde ba\u015flad\u0131m ve 1381 g\u00fcn \u00e7al\u0131\u015ft\u0131m. Memuriyete ise 15.08.2011 tarihinde ba\u015flad\u0131m ve buradan da 5131 g\u00fcn\u00fcm bulunuyor. Toplam prim g\u00fcn\u00fcm 6.512. \u0130l\u00e7edeki sosyal g\u00fcvenlik m\u00fcd\u00fcrl\u00fc\u011f\u00fcne sordu\u011fumda, EYT\u2019den yararland\u0131\u011f\u0131m\u0131 ancak emekli olabilmem i\u00e7in 9000 prim g\u00fcn\u00fcm olmas\u0131 gerekti\u011fini s\u00f6ylediler. \u0130nternetten yapt\u0131\u011f\u0131m ara\u015ft\u0131rmada ise 7200 g\u00fcn oldu\u011fu yaz\u0131yor. Bunun do\u011frusu nedir? (Ebru G.) \u0130lk defa sigortal\u0131 \u00e7al\u0131\u015fmaya 8 Eyl\u00fcl 1999 \u00f6ncesinde ba\u015flayan 5434 Say\u0131l\u0131 Kanuna tabi memurlarda hizmet s\u00fcresi kad\u0131nlarda 20 y\u0131l, erkeklerde 25 y\u0131ld\u0131r. Buna g\u00f6re kad\u0131nlar i\u00e7in 7200, erkekler i\u00e7in 9000 prim g\u00fcn\u00fcn\u00fcn tamamlanmas\u0131 gerekir. Emeklilikte ya\u015fa tak\u0131lanlar (EYT) d\u00fczenlemesiyle 8 Eyl\u00fcl 1999 \u00f6ncesi sigorta ba\u015flang\u0131c\u0131 olanlar i\u00e7in ya\u015f ko\u015fulu kald\u0131r\u0131ld\u0131\u011f\u0131ndan, 7200 prim g\u00fcn\u00fcn\u00fc tamamlad\u0131\u011f\u0131n\u0131z tarihte emeklilik i\u00e7in ba\u015fvuru yapabilirsiniz. REKLAM GURBET\u00c7\u0130 KADIN KA\u00c7 G\u00dcN PR\u0130M \u00d6DEYEREK EMEKL\u0130 OLAB\u0130L\u0130R? E\u015fim \u015eubat 1977 Almanya do\u011fumlu ve ilk sigorta ba\u015flang\u0131c\u0131 20.02.1995. Yurt d\u0131\u015f\u0131 bor\u00e7lanmas\u0131 yaparak borcunu \u00f6dedik ve \u015fu anda 2348 g\u00fcn sigortas\u0131 bulunuyor. 2000 ve 2003 do\u011fumlu iki \u00e7ocuk i\u00e7in do\u011fum bor\u00e7lanmas\u0131 da yaparsak e\u015fim ka\u00e7 ya\u015f\u0131nda ve ne kadar prim g\u00fcn\u00fc ile emekli olabilir? (Hakan A.) Yurt d\u0131\u015f\u0131 bor\u00e7lanmalar 2019 y\u0131l\u0131nda yap\u0131lan kanun de\u011fi\u015fikli\u011fi sonras\u0131nda BA\u011e-KUR kapsam\u0131nda de\u011ferlendirilmeye ba\u015fland\u0131. Sigorta ba\u015flang\u0131c\u0131 8 Eyl\u00fcl 1999 \u00f6ncesi olan BA\u011e-KUR\u2019lu kad\u0131nlar 9000 prim g\u00fcn\u00fcn\u00fc tamamlad\u0131klar\u0131nda ya\u015fa bak\u0131lmaks\u0131z\u0131n emekli edilirler. Prim g\u00fcn\u00fc 9000\u2019den az olan ancak 5400 g\u00fcnden fazla olanlar ise 56 ya\u015f\u0131nda emekli olabilirler. E\u015finiz do\u011fum bor\u00e7lanmas\u0131 veya yurt d\u0131\u015f\u0131 bor\u00e7lanmas\u0131yla prim g\u00fcn\u00fcn\u00fc 5400\u2019e tamamlarsa 56 ya\u015f\u0131nda emekli olabilir. T\u00fcrkiye\u2019ye d\u00f6n\u00fc\u015f yapt\u0131ysa ve bor\u00e7lanacak yurt d\u0131\u015f\u0131 s\u00fcresi bulunmuyorsa, do\u011fum bor\u00e7lanmas\u0131 sonras\u0131 kalan s\u00fcreyi iste\u011fe ba\u011fl\u0131 sigorta primi ile tamamlayabilirsiniz. REKLAM<\/p>\n","protected":false},"excerpt":{"rendered":"
EMEKL\u0130 AYLI\u011eINI Y\u00dcKSELTMEK \u0130\u00c7\u0130N BOR\u00c7LANMA YAPILMALI MI? EYT\u2019den emeklili\u011fe hak kazand\u0131m. Maalesef k\u00f6k maa\u015f\u0131m 16.200 TL g\u00f6r\u00fcn\u00fcyor. 1997-1999 y\u0131llar\u0131nda 18 ay askerlik yapt\u0131m. Askerlik s\u00fcremi tavandan bor\u00e7lansam emekli ayl\u0131\u011f\u0131m artar m\u0131? (Sadullah \u00d6.) SORULARINIZ \u0130\u00c7\u0130N: akivanc@haberturk.com Yeni y\u0131lda k\u00f6k ayl\u0131\u011f\u0131n\u0131z\u0131n yakla\u015f\u0131k 18 bin lira olaca\u011f\u0131 g\u00f6r\u00fcl\u00fcyor. TBMM\u2019ye sunulan kanun teklifi ile en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131 […]<\/p>\n","protected":false},"author":0,"featured_media":29862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1335,1336,1333,1334],"class_list":["post-29861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-askerlik-borclanmas","tag-dogum-borclanmasi","tag-emekli-ayligi-nasil-artar","tag-eyt"],"_links":{"self":[{"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/posts\/29861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/comments?post=29861"}],"version-history":[{"count":1,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/posts\/29861\/revisions"}],"predecessor-version":[{"id":29863,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/posts\/29861\/revisions\/29863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/media\/29862"}],"wp:attachment":[{"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/media?parent=29861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/categories?post=29861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daktilock.com\/index.php\/wp-json\/wp\/v2\/tags?post=29861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}